Banking Courses

Banking courses are ideal for you if you have the solid financial acumen and enjoy playing with numbers. You can choose from a variety of courses in banking, from short term to postgraduate degree programmes. Courses in banking are available at the undergraduate level, postgraduate level, and diploma level. There are also short term banking certification courses available for candidates who are working professionals wanting to switch over to the banking sector. A multitude of institutions/ platforms in India offers banking courses in different modes like full-time, part-time, and online courses in banking. The eligibility criteria for these courses are distinct at different levels, and candidates must ensure to meet all the eligibility requirements in order to be eligible for admission to a particular banking course.

There are numerous undergraduate and postgraduate banking courses offered by various colleges and universities in India through the institute-level entrance examinations OR on a merit basis in the qualifying exam. A few of the top banking course entrance exams are SET, IPU CET, MET, UUEE, CUET, CAT, MAT, etc. A lot of reputed banks like SBI, RBI, etc. and autonomous bodies like The Institute of Banking Personnel Selection (IBPS) also conduct popular bank recruitment exams like SBI PO, RBI Grade B Officer, IBPS RRB, etc. to select candidates for various vacant bank posts. Candidates must check out the banking course syllabus to get to know the subjects included in the course and devise their exam preparation accordingly.

A few of the best job opportunities after completing a banking course are financial adviser, internal auditor, tax assistant, financial consultant, credit & risk manager, etc. The course fees for banking certificate programmes range from INR 3,000 to INR 20,000, while the cost of a banking diploma programme ranges between INR 7,500 and INR 70,000. Additionally, undergraduate banking courses may cost between INR 40,000 and INR 4,00,000 while postgraduate banking courses may cost between INR 4,200 and INR 2,50,000. A few of the top colleges/ universities offering banking and finance courses in India are Symbiosis College of Arts and Commerce, Dr. DY Patil University, Jamia Millia Islamia University, Aligarh Muslim University, Narsee Monjee Institute of Commerce & Economics, etc.

Also Read: Upcoming Bank Exams 2023 : List of Upcoming Govt. Bank Exams, Notifications

The banking courses highlights section will provide you with an overview of the crucial aspects of banking courses like banking course fees, banking course duration, eligibility criteria, etc. The table below displays the banking courses highlights:

A career in banking has become enticing to many people for a variety of reasons, including the digitization of money, changes in government, and an increase in bank and branch openings. All academic subjects provide prospects in banking for the desiring candidates. In this sense, having a career in banking is a sensible choice in the job market today for those looking to improve their careers quickly. Enrolling in an institution providing banking courses makes sense for those who want to become familiar with the overalls of a banking sector in India as well as in international markets which could later on help them in landing a decent job in the banking sector. For those looking to work abroad, the banking sector offers a variety of alternatives along with handsome salaries.

You will develop a deeper understanding in the following banking related domains while pursuing a banking course:

• Analyzing international stock markets
• Giving investors advice
• Financial deal brokering
• Making a budget for entrepreneurs or businesses
• Checking current financial data for compliance with legal requirements, etc.
   

A few of the additional advantages of pursuing a banking course are as follows:

• Banking sector is an exponentially growing sector, creating more job opportunities for individuals interested in the field along with excellent pay packages.
• The starting compensation of an individual in a banking sector is higher as compared to the other conventional sectors.
• There is a high amount of job satisfaction along with job security in the field of banking.
• Professionals working in the banking sector enjoy a decent social standing due to it being a highly regarded sector across the globe.

Candidates who have completed their class 12th education can choose from a number of in-demand undergraduate banking courses. 

The list of top banking courses after 12th is mentioned below:

Bachelor of Commerce in Banking and Finance
Bachelor of Business Administration Honours or BBA (Hons) in Banking and Finance
Bachelor of Commerce or B.Com in Banking
Bachelor of Science or B.Sc in Banking and Finance
Bachelor of Science Honours or B.Sc (Hons.) in Economics with Banking
BA in Banking and Finance
BA in Banking and Financial Planning
BA in International Finance and Banking
B.Sc (Hons.) in Money, Banking and Finance

In contrast to a Bachelor's degree in Banking, which educates students about the financial sector as a whole, a Master's degree focuses on a specific area of the student's interest. Graduates in Banking receive additional training in e-commerce, financial security, portfolio management, and international banking services. 

The list of popular banking courses after graduation is as follows:

• M.Sc in Banking and Finance
• M.Sc in International Banking and Finance
• MSc in Global Banking and Finance
• M.Sc in Islamic Banking and Finance
• Master of Law or MA in International Banking
• MBA in Banking and Finance
• MBA in Global Banking and Finance
• MBA in Islamic Banking and Finance
• Master of Commerce in Banking
• PhD in Business Administration in Banking and Finance
• MSc in Financial Services in Banking
• MSc in Finance Banking and Insurance
• MSc in Banking, Finance and Risk Management

In addition to undergraduate and postgraduate degree courses in banking and finance, candidates also have numerous options for diploma and certificate courses in finance and banking. These certificate and diploma courses are a top choice amongst students after 12th as these courses seek to improve their knowledge of the procedures and approaches used in the banking and finance industry which adjusts itself with the continually evolving economy.

The list of a few of the top Banking and Finance Certifications and Diplomas is as follows:

• Diploma in Banking and Finance
• Chartered Mutual Fund Counsellor (CMFC)
• Postgraduate Diploma in Global Banking and Finance
• Certified Financial Planner (CFP)
• Chartered Financial Analyst (CFA)
• Certificate in Financial Risk Management (FRM)
• Certified Public Accountant (CPA)

There are a lot of short-term banking courses available in India that interested candidates can opt for to level up their knowledge in banking and finance. These short-term banking courses are especially suitable and fruitful for working professionals who would like to gather skills in a specific banking domain. However, these short-term courses, especially the banking certification courses, can also be opted by students who have completed their 12th class from a recognized school board in India and now they want to delve into banking and finance. The primary goal of these short-term banking courses is to develop a thorough understanding and knowledge of banking related topics such as loan management, investment management, credit risk analysis, etc.

The list of short term banking courses that are in great demand in India is as follows:

Certificate in Banking and Finance (CBF)

Lessons on risk management, financial markets, and banking operations are covered in this six-month course. The Indian Institute of Banking and Finance offers this course making it a great place to begin for anyone looking to build a career in the banking sector.

Certified Credit Professional (CCP)

The Certified Credit Professional or CCP course is one of the many courses that the IIBF offers to eligible candidates. Candidates should enroll in the Certified Credit Professional course if they want to start a new career in the banking and finance industry. Project finance, export credits, working capital management, loan policy, credit appraisal, and monitoring are just a few of the credit management difficulties that the CCP course aims to educate its enrolled candidates about.

The IIBF's Certified Credit Professional Course gives bankers the skills and knowledge they need to make decisions about a client's creditworthiness, loan acceptances and rejections, risk appraisals, negotiating loan terms, tracking payments, regulatory compliance, adherence to credit policies, managing bad debt exposures, pursuing legal remedies, etc.

Post Graduate Program in Banking and Finance (PGPBF)

The Post Graduate Diploma in Banking and Finance or PGPBF is an in-depth course that consists of a Project, and 21 modules divided over two semesters. You will learn a plethora of topics related to banking operations, Forex markets, global trade and finance, bank credit, the legal environment of banking, and banking IT systems, among others. The entrance exam, which is followed by a group discussion and a personal interview, is how students get admitted to the programme. The entrance exam is mostly a national level exam like CAT or MAT, however, a few institutes provide admissions on merit basis in the qualifying exam.

Successful course graduates are qualified to apply for respectable employment openings in the banking and finance industry. In-depth understanding of banking and finance is provided through this programme. Because it is a job-oriented education, it offers students who excel in this subject significant job chances. The course improves a student's verbal, logical, and analytical abilities, all of which aid in personal growth.

Diploma in Banking and Finance (DBF)

A prominent course that teaches students about current banking systems and operational procedures is the Diploma in Banking and Finance. The students pass the DBF exam and are immediately hired by banks and financial institutions due to the great competitive edge of this course. The IIBF administers the exam twice a year, in the months of May/ June and November/ December, to ensure that candidates are prepared to enter the banking industry.
 

Listed in the table below are a few more top banking courses available in India:

In conclusion, those who want to improve their knowledge and abilities in the banking industry have a broad range of options thanks to the short-term banking courses offered in India. These courses are a great place to start for anyone wishing to create a career in this profession because they are often geared to offer vocational experience and insights into the industry.

Full-time students and working professionals are unable to enroll in regular banking courses due to their hectic schedules and other obligations, therefore, online banking courses are helpful in such circumstances. As the need for online education rises, many reliable ed tech platforms have created innovative banking courses and a few of the online banking courses are also offered for free on several of these reliable education platforms. 

The list of some of the most popular online banking courses is mentioned in the table below:

After graduation, candidates interested in various banking courses come from a variety of backgrounds, including engineering, business, and commerce. The same is true for B.Com graduates, who always search for banking courses after receiving their degree because they are most interested in various bank posts.

The most popular banking courses that can be taken after B.Com are discussed in this section. Check out the list to determine which banking courses are suitable for you as per your interests and long term career goals that will help you advance your career in the relevant industry.

The list of best banking courses after B Com in India is as follows:

• MBA in Banking and Finance
• Certificate Program in General Insurance (CPGI)
• M.Com in Banking and Finance
• Post Graduate Certificate in Investment Banking
• Certified Management Accountant (CMA)
• M.Voc in Banking, Stocks, and Insurance
• PGDM in Banking Financial Services
• Short-term Post Graduate Diploma (Retail Banking) (PGDRB)
• Short-term Post Graduate Diploma in Banking Operations
• Professional Programme for Commercial Banking (PPCB)
• Advanced Certificate in Banking Laws and Loan Management

Candidates who have completed their class 12th from Commerce stream and are looking for banking courses without math to advance their career in the field of banking must check out the list of banking courses provided below that do not involve math or at least core mathematical skills and hence it is an ideal option for commerce students who fear math and are unwilling to take banking courses that involve core mathematics.

The banking courses without math for 12th Commerce students are as follows:

• B.Com (Banking & Insurance)
• B Com (Banking)
• BBA in Marketing
• BBA (Investment Banking)
• B.Com (Banking & Finance)

Students have a wide range of potential academic and career possibilities to investigate after completing 12th commerce. Numerous students in India aim to work in banking, which is the financial lifeblood of the country's economy. Banking, a rapidly expanding industry with a constantly growing need for workers, draws students from a variety of professional specializations, particularly the field of commerce. As a result, many pupils anticipate taking a banking course after finishing their class 12th from the commerce stream. This section offers cardinal deets about the top banking courses you should enrol in following your 12th commerce.

Banking Degree Courses after 12th Commerce

The majority of banking courses provided both by various universities/ colleges in India and abroad are postgraduate degree courses because finance and banking are more closely related to a specialized employment sector. However, there are a few excellent possibilities for candidates who desire to pursue a bachelor's degree in banking after completing their 12th commerce. Mentioned below is a list of banking degree courses after completing class 12th from Commerce stream.

• B Com in Finance
• BCom in Finance and Banking 
• BA in Banking and Finance
• BA in International Banking and Finance
• BBA (Hons.) in Finance and Banking

These are specialized undergraduate degree programmes that typically last three years and give students the greatest possible grounding for choosing a master's programme in banking and finance. In addition, enrolling in a graduate programme in finance and banking after 12th Commerce gives students the necessary preparation tools and skills for a variety of bank exams including the IBPS, SBI, and RBI exams.

Banking Diploma Courses after 12th Commerce

Diploma programmes are designed to give students knowledge that is both practical and skill based. Diploma programmes in banking are often created for both students who have passed class 12th and graduates, providing them with knowledge of the banking industry that is skill specific. Depending on the institute offering the course, undergraduate diplomas might last one to two years. After completing your 12th Commerce, you can enroll in one of the following undergraduate diploma programmes:

• Diploma in Banking and Finance
• Diploma in Banking, Finance and Insurance
• Diploma in Home Loan Advising 
• Diploma in Loan Risk Analysis
• Diploma in Banking Laws
• Diploma in Actuarial Science

Banking Certificate Courses after 12th Commerce

Following the completion of your 12th commerce, you have a variety of possibilities if you are seeking short-term banking courses. Some of the well-liked short-term banking courses are listed below:

• Certificate in Investment Banking 
• Certificate in Financial Analysis
• Certificate in Banking
• Certificate in Financial Markets
• Certificate in Wealth Management
• Certificate in Risk Management
• Certificate in International Trade and Finance

While there are varying eligibility requirements for applying to each banking courses, the following list mentioned below summarizes the basic eligibility criteria for each banking course levels:

• For undergraduate banking courses, candidates must have completed their class 12th or equivalent from a recognized school board with a minimum aggregate percentage of 50% or above.
• For postgraduate banking courses, candidates must have completed their graduation or equivalent from a recognized institution with a minimum aggregate score of 55% - 60%.
• For certificate banking courses, candidates must have completed their class 12th or equivalent from a recognized school board.
• For Diploma and PG diploma banking courses, candidates must have at least completed their graduation with a minimum aggregate score of 50% or above from a recognized institution in India.
• To enroll in banking courses offered by the government or commercial banks, students must pass bank PO exams or bank exams administered by private/public banks. 
• Students may also apply to bank courses abroad if they have a high GPA, the minimal qualifying GMAT/ SAT/ GRE scores, the minimal qualifying IELTS/ TOEFL scores, the statement of purpose, and the LOR.

Note: Candidates should be aware that different institutions may have different minimum aggregate percentage requirements. Apart from this, various institutions can have their own set of other eligibility requirements that candidates must check carefully at the official website of the institute before applying to any of its banking courses.

Many reputed colleges and universities conduct entrance exams like IPU CET, SET, CAT, CUET, etc. to admit candidates in graduate banking courses, postgraduate banking courses, and postgraduate diploma banking courses across various disciplines in the banking domain. Today, applicants hope to pursue a job in the financial sector. Depending on the number of open bank positions, lakhs of people take various bank exams each year. The battle among banking hopefuls to make it to the final list of selected candidates is tough due to the small quantity of hundreds or thousands of bank openings. The number of open positions and candidates taking the various bank exams affect the difficulty level of the exams as well.

To fill open positions as bankers in various banks, Indian government institutions hold bank exams. The popular government recruitment bodies for various banking exams in India are the State Bank of India (SBI), Reserve Bank of India (RBI), and the Institute of Banking Personnel Selection (IBPS), which hold various bank exams in India. Here is a list of government-sponsored exams for banking positions in India:

• IBPS PO (CWE PO/MT)
• IBPS SO (CWE SO)
• IBPS Clerk (CWE Clerical)
• IBPS RRB (CWE RRB)
• RBI Officer Grade B
• SBI PO
• SBI SO
• SBI Clerk
• RBI Office Assistant
• NABARD

Also Read: Bank Exam Syllabus 2023 - SBI, IBPS, RRB Bank PO & Clerk Syllabus

Banking Courses Entrance Exam Dates

The exam dates for few of the popular banking entrance examinations in India are as follows:

The four most popular types of banking courses amongst the aspirants and their respective admission processes are mentioned below:

Certificate Banking Courses Admission Process

Online and offline certificate banking programmes are also options. Online certificate banking courses are offered by some of the most well-known ed-tech platforms, such as Udemy, edX, Coursera, etc. Institutions like Mahatma Gandhi University in Kottayam, Ranchi University, Janata Mahavidyalaya in Chandrapur, etc. provide online certificate banking programmes. A certificate in banking will be awarded to students who successfully complete all of the assignments and all of the lectures during the length of the approximately six-month programme, both offline and online.

To enroll in certificate banking courses, students are not required to take any entrance exams. The fundamental admissions procedure is described below: -

• On the college websites, students can submit an application for this course (for offline mode) OR candidates may register to online edtech platforms like coursera, Udemy, etc. and purchase the appropriate certificate banking course online and start the learning process.
• The colleges will ask you several questions about your personal and educational history.
• Based on the students' performance and marks in the 12th examination, offline banking certificate programs are offered.

Diploma Banking Courses Admission Process

The admissions procedures for students wishing to enroll in banking diploma courses are entirely merit-based. The following are the key points and steps for enrolling in diploma banking programs:

• Students need to register themselves on the official website of a particular institution that they have chosen for their diploma in banking after thoroughly checking the eligibility criteria.
• Candidates must pay the diploma course fees online via debit card/ credit card/ net banking.
• Aggregate percentage obtained in class 12th are crucial for the Diploma Banking courses. Candidates must have 50% aggregate marks or above in class 12th. 
• The selection procedure for enrolling in this course is mostly the same throughout the colleges.
• Students who have computer certifications are seen as having an advantage in pursuing the banking diploma course.

Graduate Banking Courses Admission Process

While the BBA in Banking programme bases admission on the student's success in the entrance tests, the BCom in Banking course bases admission on merit and the student's performance in the 12th grade final exam.

• A few of the competitive entrance tests for BBA in Banking programmes include SET, IPU CET, MET, and UUEE.
• Some of these entrance exams are administered by each college that provides BBA in Banking programmes.
• The comprehensive undergraduate curriculum of the colleges is emphasized in the IPU CET and other entrance exams.
• Students must pass their final exams for the 12th grade from an approved board and receive at least 50% of the cumulative scores.
   

Postgraduate Banking Courses Admission Process

A master's degree or a postgraduate diploma in banking focuses on a particular area of the student's interest, in contrast to a Bachelor's degree in Banking, which trains students about the financial industry as a whole. Graduates in banking are also educated about portfolio management, global banking services, financial security, and e-commerce. Some of the popular postgraduate banking courses include MSc in Banking and Risk Management, MCom (Banking), Master of Banking and Finance Law, and MBA in Banking and Finance among others. 

The admission process is more or less the same as for the graduate banking courses. Candidates need to pass the entrance examinations like IPU CET, CAT, MAT, CUET, etc. to gain admission to a reputed college offering either a master’s degree in banking course or a postgraduate diploma in banking. After clearing a respective entrance examination, there might be a subsequent round of personal interview and/or group discussion. After clearing these rounds students can take admission to their chosen institute following the counseling procedure. 

Candidates must pass their graduation from a relevant field of study with a minimum aggregate of 50% or above from a recognized university to be eligible for any post-graduate banking courses in India. These criteria might differ from institution to institution.

The following skills will help you build a solid career in the banking sector:

• Good Analytical skills
• Excellent Mathematical skills
• Basic Computer Knowledge
• Sharp Memory
• Mental math skills
• Strong Communication skills 
• Confidence
• Patience
• Stress Management
• Critical Thinking
• Technical skills

The below-mentioned banking skills are in high demand in 2023 and acquiring these skills with a proper education in the field of banking is sure to land you an excellent job opportunity.

• Financial Reporting
• Data Management
• Financial Modeling
• Business Intelligence
• Advanced Accounting Skills
• Risk Management Skills

If you want to work in banking and plan to enroll in one of the listed banking courses, you should be aware that there are no banking courses available after the tenth grade, but you can start building the groundwork for a career in banking immediately following your tenth grade year. Even though there are no constraints about which stream students can take the banking exam, choosing one that is connected will be beneficial. Future training in disciplines like commerce that include accountancy can be beneficial for you. Students with a commerce major can increase their skills and knowledge in the classroom and have a better understanding of banking. You can choose any banking course from the list included on this course page after finishing your education based on your educational qualifications, areas of interest and long term career goals.

The banking syllabus is vast because the banking courses are available at various levels. We have provided below a general syllabus for banking UG courses that is common across various disciplines of the undergraduate banking programmes offered by various colleges and universities.

Banking UG Syllabus

Banking PG Syllabus

There are a plethora of banking PG courses offered by various institutes in India in various disciplines. Two popular banking PG courses are M.Com in Banking and Finance and MBA in Banking and Finance. The banking PG courses last two years with a total of four semesters spaced six months apart. The syllabus might differ from one institute to another but the core subjects are almost similar. Below we have provided the syllabus for M.Com in Banking and Finance:

Diploma in Banking Syllabus

Along with theory and case studies, projects and assignments, the diploma in banking curriculum covers a variety of topics in the banking and financial domain. Generally, the diploma in banking program lasts about 6 months to a year. The table below discusses the specific course outline for the banking diploma program:

Certificate in Banking Syllabus

The certificate in banking syllabus involves the following topics:

Several banking courses are available in India, and they are provided at the graduate level, postgraduate level, diploma level, and certificate level. The major subjects that are frequently covered in banking courses include the following mentioned below:

• Business Policy & Strategic Management
• Commercial Bank Management
• Foreign Exchange
• Principles of Finance
• Direct & Indirect Taxes
• International Banking & Finance
• Economics of Global Trade & Finance
• Modern Banking Theory
• Banking Laws
• Financial Markets in India
• Marketing of Financial Services

There are a multitude of colleges offering banking courses in various specializations and levels whether it be a banking certificate course, banking diploma course, undergraduate banking course, postgraduate banking course, or a PhD banking course. Government institutions offer higher-quality education than private institutions, while private colleges typically have higher tuition fees. Government institutions only admit students who pass the required entrance exam, whereas private institutes offer merit-based admission.

Tabulated below are the banking course fees for various types of banking courses offered at private and public colleges:

Note: The course fees provided in the table above for various banking courses are based on estimation and may be subject to change from institution to institution and from time to time. Therefore, candidates are advised to visit the official website of their preferred institute to check the precise course fees among other crucial deets.

A few of the most popular colleges/ universities to pursue a banking course in India are listed below:

• NIIT University 
• Faculty of Management Studies (FMS)
• Narsee Monjee Institute of Management Studies (NMIMS)
• Amity University 
• The University of Petroleum and Energy Studies 
• K.P.B. Hinduja College of Commerce 
• IIM Calcutta 
• Indira Gandhi National Open University 
• Guru Gobind Singh Indraprastha University
• Indian School Of Business 
• Xavier’s Institute of Management 
• Delhi University 
• Jamia Millia Islamia University 
• National Institute of Security Markets (NISM)

India is a developing nation with a sizable population that is inclined towards modern banking services and facilities. The government along with the Reserve Bank Of India is taking various measures to reach the public in order to account for the growing budgetary exchange of the enormous populace. This is assisting in the creation of jobs in the finance and banking industry. The numerous reforms implemented will increase the number of banks functioning in the nation, increasing job chances for a student with a banking education.

As bankers, professionals have many possibilities. They are among the best-paid working professionals on the market, and their line of work also offers them a variety of extra benefits. The bankers handle many different financial issues, and on occasion, they could work in foreign banking sectors. After completing a banking education from a recognised college or university, a fresher has the opportunity to work as an intern in a banking organization. After obtaining experience through that internship programme, they can apply for jobs in the various public sector or private banks.

After completing a banking course, a student gets access to a range of employment profiles. Here are a few of them:

Loan Officer: A loan officer establishes a rapport with companies and lends them money for their operations. Additionally, they evaluate a borrower's capacity to repay a loan through the underwriting procedure.

Bank Clerk:  In addition to many other regular duties and responsibilities, a bank clerk deals with customer interactions, depositing the customer's money and distributing it when required by the customer, etc. A bank clerk manages all routine financial matters and answers questions and is typically the initial point of contact for bank customers.

Branch Manager: A bank's branch manager is in charge of overseeing a commercial bank's continuous operations. These include offerings in the areas of customer service, safety, practices, and policies, as well as loans and sales. On the other hand, the branch manager also monitors the bank employees.

Investment Banker: Investment bankers are investment specialists who use their knowledge of the financial services sector, analytical prowess, and compelling communication skills to assist institutional clients in tasks like mergers & acquisitions and capital raising. If you have a strong interest in finance and are prepared to put in the effort, investment banking is a solid career choice. You interact with actual decision-makers, earn a tonne of money, and get a tonne of really essential abilities.

Loan Clerk: The loan clerk's duties include gathering financial data from customers who desire loans, checking the customers' personal information, and assisting customers with bank loan documentation.

Bank Teller: The duties of a bank teller include offering customers bank services including account opening, cash transactions, etc.

Bank Probationary Officer: Planning, budgeting, marketing, loan processing and approval, and investment fall within the purview of probationary officers.

The banking industry offers numerous employment prospects to banking graduates. However, those who have completed a postgraduate banking programme have significantly better opportunities in terms of their compensation as compared to those who have completed banking courses other than the postgraduate level.

In the banking industry, the compensation of a newly hired individual is a bit on the lower side, however, the banking industry is experiencing positive job growth along with increasing salaries for various designations. Job chances at higher levels continue to become available by working really hard and accumulating experience. Therefore, as a result of this expansion in the banking sector, job opportunities in the banking industry continue to arise exponentially.

A few of the popular job roles in banking and their respective salaries are as follows: